The Fraud Futurist™ | Keynote Speaker | Innovation Strategist
Tracy helps leaders see what's coming next before it disrupts their organizations. She's built her career at the crossroads of technology, trust, and transformation.

Advised global brands and fast-growth innovators.
0-1 product leader helping winning teams move with agility and deliver value.
Delivered hundreds of sessions blending hard data with human stories.
Tracy K. Brown stands at the crossroads of technology, trust, and transformation. Known as The Fraud Futurist™, she helps leaders see what’s coming next before it disrupts their organizations. Her expertise turns complex risks into clear strategies and inspires audiences to act with intelligence and resilience.
From launching the first eCommerce site and fraud program for American Eagle Outfitters to leading global initiatives at the Merchant Risk Council (MRC), Tracy has shaped how industries worldwide understand and respond to fraud. She has advised executives at the world’s largest eCommerce companies, collaborated with start-ups driving fintech innovation, and partnered with law enforcement and regulators across the globe.
Today, she shares her expertise on the world stage equipping executives, teams, and audiences with future-focused insights delivered with clarity, humor, and authenticity.

From exposing international fraud rings with the FBI to guiding fintech leaders through disruption, Tracy brings authentic, memorable stories that resonate with global audiences.
Tracy simplifies the evolving landscape of scams, AI, and cyber risk into practical, actionable lessons.
She gives audiences insight into the risks and opportunities shaping tomorrow's digital world.
Tracy brings exactly the right energy to payments risk and fraud prevention topics. She’s masterful at engaging the entire room, blending sharp insights with genuine humor that keeps everyone fully present and thoroughly entertained. I thoroughly enjoy her talks and highly recommend her as a speaker.

Dave Senci
VP Product
Mastercard
I have had the pleasure of serving as a panelist alongside Tracy. She has a way of asking questions to create another layer of insight that adds depth to discussions. I have been public speaking for many years and her approach is so unique and personable I believe it translates to many industries and perspectives. She is an engaging and thoughtful presenter as she anticipates the curiosities of listeners and finds ways to connect to the audience whether for 15 minutes or hours.

Rolanda London
Director
Visa Dispute Optimization
Tracy's wealth of knowledge and storytelling style is frankly unmatched in ecom. I've had the pleasure of interviewing Tracy on my podcast, The Weekly Fraudcast, as well as interviewing with Tracy in person at conferences, and Tracy has ALWAYS lit up the stage and screen with excellent insights and unmatched energy. If Tracy's on the agenda, I'm there. If Tracy's speaking, I'm listening. A true gem and 1 of 1 in our world of cookie-cutter voices. I simply cannot recommend Tracy enough!

Vito Petruzzelli
Prinicpal Risk Intelligence Analyst
Signifyd